Tue, 26 Dec 2017 12:35:03 +0000Consumer Alert ReadsConsumer Alert Readshttp://chic.clipsyndicate.com/video/playlist/12463/7220323?cpt=8&wpid=2637KAMCthe most popular presents during the holidays. but criminals have figured out how to use the cards before you do...go figure they have to ruin everything one shopper reported that when she tried to use a best buy gift card-- it had a zero balance the scam has been around for years. criminals copy numbers off gift cards on public displays. they scratch off the panels on the back to get the security code and put them back on the rack. once the card is bought and activated.. they drain the balance. they even use "zebra" stickers that cover up scratched-off security panels-- so buyers don't realize the cards have been tampered with. if you do receive a card that's been drained... go back to the retailer and tell them you want your money back. baillie experts are warning consumers to take a closer look at some toys that could have been given as gifts this year. they say any toy with a microphone, camera or location tracking ability could put your child at risk of hackers. luckily, there are ways to block them. reading reviews on toys can help you learn about any security issues. when connecting the toy to a network-- make sure the password is hard to guess... when kids aren't using toys... power them down so they can't collect data. experts also say to keep kids informed-- if toys allow them to communicate with others...tell them not to give away information. if you do have an issue with a toy being hacked-- report it to the f-b-i to keep it from happening to others. experts also advise parents to monitor smart toys and check their social media usage. baillie if there were a few too many surprises on your christmas list. you may join the millions of americans who will be making a return this holiday season. but how do you get the most bang out of your post holiday buck? abc's maggie rulli walks us through what to do. santa didn't quite stick to the list this year?